Aggois Business Solutions Pvt. Ltd


Kalaburgi (Karnataka)


Farmers are often faced with the dilemma of having to choose between higher payments (by selling through the government’s MSP channel) or faster payment (by selling at APMC or local mandi). We’re working on the problem of credit in general and that of post-harvest liquidity in particular. MSP channel pays a significantly higher price than the APMC channel but payments are delayed because of procedural and bureaucratic reasons. Our product provides an advance against post-harvest receivables originating from creditworthy sources thereby enabling farmers to meet immediate expenses at ease.


Our solution to the problem is to offer sustainable mobility solutions to employees, students, and residents via their businesses/organizations. Working closely with manufacturing plants, IT parks, universities, and townships, we want to offer shared/ rented cycles, electric cycles, and electric bikes to individuals in their communities. We will recharge and maintain all the assets. 6. This method ensures rapid impact as it does not rely on government infrastructure or permissions to scale.

Scalability and Impact:

Disbursed loans to 80 farmers in Kalaburgi worth Rs 24 lakhs (paperwork for about 280 processed). Successfully recovered all loans, zero delinquencies or NPAs so far. These disbursals have been done to Kalaburgi tur and moong farmers in primarily 2 seasons.

Financial Requirements:


Awards and Recognition:


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